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Company Brief
50
Licensed States
240+
Convenient Locations
1,150+
Trusted Experts
100,000 +
Satisfied Customers
About AFN
As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the United States.
We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house. Our success and expansion is built on core values including streamlined and efficient operations that optimize organizational output as well as an approach to customer service founded on exceeding expectations.
Who We Are
American Financial Network, Inc. (AFN) is a family owned company that focuses on values and relationships which we believe are the foundation of success. We constantly evolve and adapt to ensure our employees are equipped with the right blend of products, service, and training to ensure that you have the best possible experience in one of the most important decisions in your life.
Our Mission
American Financial Network, Inc. (AFN) has been serving the lending needs of real estate professionals, builders and individual homebuyers throughout the United States since 2001. Our Mission is to be the best, most trusted, and admired mortgage lenders with unique, affordable and convenient products while maintaining a close, family-oriented culture.
AFN Executive Leadership Team
Experience, Passion & Integrity
Our executive team is comprised of industry professionals with over 200 years of combined mortgage industry experience. Through the guidance and vision of this leadership ensemble, American Financial Network, Inc. has experienced unprecedented growth both in same - store sales and through strategic recruiting and market expansion.
John Sherman
Chief Executive Officer
John
Sherman
Chief Executive Officer
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Twyla Hankins
Chief Operating Officer
Twyla
Hankins
Chief Operating Officer
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Gurpreet Kaur
Chief Financial Officer
Gurpreet
Kaur
Chief Financial Officer
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Scott McGinley
EVP of Secondary Marketing
Scott
McGinley
EVP of Secondary Marketing
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Susie Sensenbach
EVP of Human Resources
Susie
Sensenbach
EVP of Human Resources
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Andy Kalyviaris
Chief Compliance Officer/General Counsel
Andy
Kalyviaris
Chief Compliance Officer/General Counsel
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Matt Gruber
EVP of Technology
Matt
Gruber
EVP of Technology
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John D'Onofrio
Head of Retail Branches
John
D'Onofrio
Head of Retail Branches
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Matthew Schultz
Head of Retail Branches
Matthew
Schultz
Head of Retail Branches
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Matthew Larson
Executive Vice President
Matthew
Larson
Executive Vice President
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AFN Awards
Top Mortgage Lenders
Received every year since 2016 Scotsman Guide
America's Fastest Growing Companies
Inc 5000
Top 100 Mortgage Companies in America
Mortgage Executive Magazine
Top 50 Mortgage Companies in America
Mortgage Executive Magazine
Top Work Places
Diversity Leaders National
Mortgage Professional Magazine
Inc 5000 Regional California 2021
Inc.
50 Best Companies to Work For
Mortgage Executive Magazine
Top Mortgage Employer
National Mortgage Professional Magazine
Top Mortgage Employer
Honorable Culture of Well-Being Award 2021
Cigna
Mortgage Global 100
Mortgage Professional American
Team of the Year for Advertising, Marketing & Public Relations
PR World Best Awards
Fast 50 Fastest Growing Companies in Housing
Mortgage Executive Magazine
Hall of Fame Finalist
Ellie Mae
John Sherman
Chief Executive Officer
John has over two decades of solid mortgage industry experience that began years prior to opening AFN in 2001. His leadership is instrumental in AFN’s continual advances and growth, which included doubling market share over the last 5 years and bringing the company to its current rank of one of the top mortgage lenders in the United States. John has a background in secondary marketing and now focuses most of his time on technology that is being used to drive down workload, turn times and cost to produce while improving the customer and employee experiences. His direction drives the constant evolution of AFN to adapt to the changing industry and ensure its long-term success.
Twyla Hankins
Chief Operating Officer
Twyla Hankins, Executive Vice President of Operations, joined the executive team in 2010. With over 30 years of industry experience, Twyla has devoted her career to building exceptional mortgage lending operations, providing a foundation for success for several mortgage lenders. Her management expertise includes all aspects of Operations, including Loan Processing, Underwriting, Doc Preparation, Funding, Shipping, Post-Closing and Insuring. Her vast knowledge and leadership skills make Twyla an essential member of the AFN executive team.
Gurpreet Kaur
Chief Financial Officer
Gurpreet is a California licensed CPA and joined AFN in 2014. Gurpreet brings in her several years of public accounting and retail management background. Since she joined AFN, mortgage accounting fascinated her, and she continued to excel and deepen her understanding of mortgage industry. Due to her background in general accounting, tax, and audit, she brings in lot of value to AFN. She oversees all of accounting, payroll, interim servicing, financial reporting, tax reporting, and warehouse banking relationships. Gurpreet’s diverse background and management style are a real asset to AFN.
Scott McGinley
EVP of Secondary Marketing
Scott McGinley, Executive Vice President of Secondary Marketing, joined the AFN executive team in 2009. Scott has over 20 years of solid mortgage industry experience, with a channeled focus on secondary marketing. In this key role, Scott oversees all aspects of Secondary Marketing, manages the company pipeline and product development, and contributes to Loan Originator training and post-closing management. Scott’s industry knowledge and streamlined management of Secondary Marketing make him a true asset to the AFN executive team
Susie Sensenbach
EVP of Human Resources
Susie Sensenbach, National Director of Human Resources and Payroll, joined AFN in 2014. Susie brings more than two decades of experience as an energetic, knowledgeable, and highly valued HR Director. Under Susie's leadership the HR Department gracefully handles our continuous nationwide expansion. With solid experience recruiting, hiring, managing personnel onboarding and offboarding, enforcing workplace compliance and safety, and administering benefits and payroll, Susie offers Team AFN the dependable and reliable support our growing staff requires.
Andy Kalyviaris
Chief Compliance Officer/General Counsel
Andy joined AFN’s legal team in 2014. As AFN’s General Counsel and Chief Compliance Officer, Andy works diligently to provide all necessary legal and compliance support to AFN, its branches, and staff, as well as overseeing AFN’s licensing and marketing activities. Andy earned a Juris Doctor degree from University of California, Irvine School of Law and has over 15 years of real estate industry experience.